Most Agents Sell Life Insurance. We Protect Businesses.
For business owners ages 35-60 with employees, partners, or business loans who want to keep their company running no matter what.
✔ Specialized Advisors | ✔ A-Rated Carriers | ✔ For Business Owners 35-60 ✔ No Obligation Consultation
Secure & Encrypted • We never sell your information
The Risk Most Business Owners Overlook
You insure your building, your vehicles, your equipment but not your key people. If a partner, owner, or critical employee can’t return to work, your company could face:
Lost Income and Clients
Protect your business from sudden revenue loss when a key person is no longer available.
Loan Defaults or Credit Issues
Maintain payments and safeguard your credit if your business faces an unexpected disruption.
Partner or Ownership Disputes
Ensure smooth ownership transitions with funds to buy out or support remaining partners.
Staff and Customer Instability
Keep your team and clients confident while your business adjusts to change.
Business Continuity Funding
Access the funds you need to keep operations, payroll, and contracts running without interruption.
Fast, No-Obligation Review
See how much protection your business qualifies for in minutes.
How We Protect You
Term Life Pros specializes in Key Person and Buy-Sell coverage designed for real business owners.
- Advisors trained in advanced business insurance strategies
- Coverage tailored to your company size and budget
- Potential tax advantages and funding options
- Fast, no-pressure Business Protection Review
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Business Owner Protection Plan
Key Person & Buy-Sell Specialists
A-Rated CarriersLicensed AdvisorsNo-Obligation Review
Our Testimonials
"Incredible agency. Everyone I've dealt with at Term Life Pros has been professional, on time, and a true pleasure to deal with. My family & I will only be using them for all our Life Insurance needs."
Stephen S.
"I have been a client of Term Life Pros for a little over a year. I now have piece of mind that my family will not be stressed when the time comes. The process was very simple to complete. I would recommend to anyone looking for Life Insurance!!!!!!"
Craig W.
"Excellent experience, high level of professionalism and agents who really care and want to provide the best solution for anyone they talk to."
Gwen N.
See how much business income protection you qualify for — up to $3,000,000. It takes about 30 seconds. No obligation.
Frequently Asked Questions
What is a Business Owner Protection Plan?
A Business Owner Protection Plan combines Key Person and Buy-Sell life insurance strategies to keep your company running if a key owner, partner, or employee can no longer contribute. It helps replace income, pay off loans, and maintain stability during uncertain times.
Who qualifies for this plan?
It’s ideal for business owners ages 35–60 with employees, partners, or outstanding business debt. Whether you run a local service company or a multi-location operation, you can qualify for a free protection review.
How much coverage do I need?
Coverage depends on your company’s value, revenue, and key person exposure. During your free Business Protection Review, a licensed advisor will outline options and help you select an amount that fits your business and budget.
What’s the difference between Key Person and Buy-Sell coverage?
Key Person Insurance protects your company if an essential employee or owner is lost, providing funds to stabilize operations. Buy-Sell Insurance ensures surviving partners can buy out ownership shares smoothly — avoiding financial strain or disputes.
Does this require a medical exam?
Many programs offer no-exam or simplified-issue options for qualifying applicants. Your advisor will confirm eligibility after reviewing your company profile.
Is there any cost for the Business Protection Review?
No. The review is completely free and without obligation. It’s an educational session to help you understand your business-continuity risks and options.
Why should I work with Term Life Pros instead of my regular agent?
Most agents focus on personal or family insurance. Term Life Pros specializes in business-owner solutions, working exclusively with licensed advisors trained in Key Person and Buy-Sell structuring — coverage most agents don’t handle.
How fast can I get coverage in place?
Once your review is complete and you choose a plan, policies can often be issued within a few business days — sometimes faster for no-exam options.